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Understanding Islamic Wills: A Simple Guide to Securing Your Family’s Future

Creating a will is a crucial task that can greatly benefit your family. In Islamic law, this process has its own special rules and guidelines. Let’s break down what you need to know about making a will under Muslim law in simple terms.

The Importance of Islamic Wills Muslims are strongly encouraged to have a written will. Prophet Muhammad (peace be upon him) said that a Muslim should not sleep two nights without having their will ready. This shows how important estate planning is in Islam.

Basic Rules to Remember

  • You can only give away up to one-third of your property to non-heirs through a will
  • The remaining two-thirds automatically goes to your legal heirs according to Islamic law
  • You cannot make a will in favor of your legal heirs (like children or spouse) since they already have fixed shares
  • The will becomes active only after paying off all your debts and funeral expenses

Who Gets What? Islamic law has detailed rules about how your wealth should be distributed among family members. Here’s a simple breakdown:

  • Spouse gets their fixed share
  • Children receive specified portions
  • Parents get their designated shares
  • If you have no children, your siblings may inherit
  • Male beneficiaries usually inherit double the amount compared to female beneficiaries in the same group.

Making Your Will Valid To make sure your will is properly recognized:

  • Write it down clearly
  • Have two trustworthy witnesses
  • Include all your assets and properties
  • Identify a representative who will execute your instructions
  • Get it properly documented and notarized
  • Review and update it regularly

Common Mistakes to Avoid

  • Don’t wait too long to make your will
  • Don’t try to deprive any legal heir
  • Don’t forget to list all your assets
  • Don’t ignore your debts
  • Don’t make it too complicated

Special Considerations You can use your will to:

  • Give to charity
  • Support adopted children
  • Help relatives who aren’t legal heirs
  • Fund religious or educational causes
  • Create a trust for special needs family members

Final Thoughts Making an Islamic will isn’t just about following religious rules – it’s about being responsible and caring for your family. It prevents conflicts after you’re gone and ensures your wealth is distributed fairly. The peace of mind that comes from knowing you’ve taken care of your loved ones according to Islamic principles is priceless.

Remember, every situation is unique, so it’s wise to consult both religious scholars and legal experts when making your will. This way, you can be sure it follows both Islamic principles and your country’s laws.

Take action today – don’t put off this important task. Your family will thank you for making things clear and easy for them during a difficult time.

India Property Registration: A to Z Guide for Homebuyers

Congratulations on finding your dream home! The time has come for you to officially own it. Property registration is a crucial step in transferring ownership, ensuring your security and legal rights. In this blog, we’ll break down the details, documents, process, and charges involved in property registration in India.

Why Register Your Property?

Registration:

  • Establishes ownership and transfer of title
  • Provides legal proof of ownership
  • Ensures transparency and authenticity
  • Protects against disputes and fraud
  • Facilitates smooth resale or inheritance

Documents Required

Gather these essential documents:

  1. Sale Deed: Document transferring ownership from seller to buyer.
  2. No-Objection Certificate (NOC): From relevant authorities (e.g., housing society).
  3. Property Card: Details property location, size, and boundaries.
  4. ID and Address Proofs: PAN card, Aadhaar card, passport, utility bills.
  5. Passport-Sized Photographs: Of buyer and seller.
  6. Payment Receipts: Proof of payment for stamp duty and registration fees.

Property Registration Process

Follow these steps:

  1. Prepare Documents: Make sure all documents are in order.
  2. Calculate Stamp Duty and Fees: Determine charges based on property value.
  3. Visit Sub-Registrar Office: Submit documents and application.
  4. Verification: Officer verifies documents and property details.
  5. Registration: Sign documents, and receive registered deed.

Charges and Fees

Understand the costs involved:

  1. Stamp Duty: 5-10% of property value (varies by state).
  2. Registration Fees: 1-2% of property value.
  3. Miscellaneous Charges: Document scanning, affidavit, etc.

Timeline and Validity

  • Registration typically takes 15-30 days.
  • Registered deed is valid indefinitely.

Tips and Reminders

  • Consult experts (lawyers, real estate agents).
  • Verify documents carefully.
  • Ensure timely payment of charges.
  • Keep registered documents safe.

Property registration in India may seem complex, but understanding the process and requirements makes it manageable. Secure your dream home by following these steps and ensuring a smooth transfer of ownership.

By registering your property, you’re not only fulfilling legal requirements but also safeguarding your investment and peace of mind.

Additional Resources

check land registration online | property registration in delhi | Top Lawyers For Property Case in Delhi 

For state-specific guidance:

  • Visit your state’s registration department website.
  • Consult local real estate experts.

Stay informed, stay secure!

Ancestral vs. Inherited Property: Understanding the Key Differences

Have you ever wondered about the property your family owns? Maybe you’ve heard terms like “ancestral property” and “inherited property” but aren’t sure what they mean. Don’t worry! In this blog post, we’ll break down the differences between these two types of property in simple terms.

What is Ancestral Property?

Ancestral property is like a family heirloom that’s been passed down for generations. It’s property that your father or grandfather (or even great-grandfather) got from their father or grandfather. Think of it as a special gift that keeps moving through your family tree.

Some key points about ancestral property:

  • It usually comes from male family members
  • The family has owned it for at least two generations
  • All family members have a right to it, even if they weren’t born when the property was first acquired

What is Inherited Property?

Inherited property is simpler. It’s any property you get after someone dies. This could be from your parents, grandparents, or even a friend who left you something in their will. Unlike ancestral property, inherited property doesn’t have to come from family members.

Important things to know about inherited property:

  • It can come from anyone, not just family
  • It becomes yours after the previous owner dies
  • You might be the only one who gets it, or you might share it with others

The Main Differences

Now that we know what each type of property is, let’s look at the big differences:

  1. Where it comes from: Ancestral property always comes from family, while inherited property can come from anyone.
  2. How long it’s been in the family: Ancestral property has been around for at least two generations, but inherited property could be new to your family.
  3. Who has rights to it: With ancestral property, all family members usually have some rights. With inherited property, only the people named in the will have rights to it.
  4. How it’s divided: Ancestral property is often shared among family members, while inherited property might go to just one person.
  5. Legal rules: Many countries have special laws about ancestral property to protect family rights. Inherited property usually follows simpler rules.

Why Does It Matter?

Knowing the difference between ancestral and inherited property is important for several reasons. It can affect who gets to use the property, how it’s divided if someone wants to sell it, and what happens to it in the future. It can also help avoid family fights and legal problems.

In the end, both types of property can be valuable gifts from those who came before us. Understanding the differences can help us manage these gifts wisely and fay.

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PROPERTY LAW AND THE ANCIENT SCRIPTURES

Property law refers to the laws and regulations that govern the ownership and use of land, buildings, and other tangible and intangible assets. In ancient India, the property law was described in Hindu scriptures such as the Mahabharata and Ramayana. These scriptures are considered to be the source of traditional Hindu law and provided guidelines for property ownership, inheritance, and other related matters.

The Mahabharata is one of the two major Sanskrit epics of ancient India, dated to the late 4th Millenium BCE, although portions were added to it until much later in the 4th century BCE. It narrates the struggle between two groups of cousins in the Kurukshetra War and the fates of the Kaurava and the Pāṇḍava princess and their successors. The original authorship is generally attributed to Vyasa, who is also a character part of the narrative, i.e., the great war takes place between his biological grandchildren. The two great epics, Mahabharata and Ramayana, depict a rich and complex system of property law that existed in ancient India. The laws were based on the principles of justice, equity, and fairness, and were designed to protect the rights of property owners and to prevent disputes.

In the Mahabharata, property rights are described as an essential aspect of society and are closely tied to social status and family lineage. The epic mentions the inheritance of property from father to son and the transfer of property through gift, sale, or exchange. In the Mahabharata, the concept of property law is discussed in relation to the inheritance of the kingdom of Hastinapura. The scripture outlines the rules of inheritance, including the division of property among the heirs. It also mentions the rights of the widows and their role in the management of property. For example, the Mahabharata states that a widow has the right to inherit her husband’s property and is entitled to manage it, but she cannot dispose of it without the consent of her sons or other male relatives. The laws of inheritance are well defined, and the eldest son is usually considered the heir to the father’s property. The Mahabharata also mentions the concept of a joint family, where property is held and managed by a group of relatives rather than by individual members. In such a family, the head of the household is responsible for managing and distributing the property, and all members have a stake in the property.

Property law is depicted as being central to the resolution of disputes between individuals and the resolution of conflicts between different communities. One of the most well-known examples of property law in the Mahabharata is the story of King Janamejaya and Takshaka, who were engaged in a dispute over the ownership of a valuable piece of land. In this story, King Janamejaya claimed that the land was his rightful property, while Takshaka claimed that he had acquired it through a legal transfer of ownership. The case was eventually resolved through the intervention of a wise sage, who ruled that King Janamejaya was entitled to the land and that Takshaka had no claim to it.

In the Ramayana, the property law is depicted in the context of the story of King Dasharatha and his sons. The scripture mentions the laws of inheritance, including the division of property among the heirs. It also describes the concept of gifts, where individuals can give property to others without expecting anything in return. The Ramayana also mentions the principle of abandonment, where a person can renounce his or her rights to property. Property law is depicted as being a key aspect of the society and culture of ancient India. The concept of private property is emphasized, with King Janaka being depicted as one of the earliest proponents of individual property rights. The epic mentions that King Janaka’s subjects held the right to own and cultivate land, trade, and engage in commerce. The laws of property ownership and transfer are also depicted in detail, with transactions such as sale, gift, or mortgage being mentioned.

One of the most notable aspects of property law in the Ramayana is the recognition of women’s property rights. The epic mentions that women had the right to own property, including land and movable assets, and that they could inherit, sell, or gift their property to others. This was a significant departure from the patriarchal societies of the time and demonstrated the importance of women’s property rights in ancient India. For example, the story of King Dasharatha and Queen Kaushalya highlights the importance of property law in resolving disputes over inheritance. King Dasharatha had three wives, and when he died, each wife claimed a share of his property. The case was eventually resolved through the intervention of Rama, who ruled that Queen Kaushalya was entitled to the largest share of the property, as she was King Dasharatha’s first wife and the mother of his eldest son.

Despite the fact, that these scriptures are thousands of years old, their principles are still applicable in present times. In India, the Hindu Succession Act of 1956 incorporates many of the traditional Hindu laws of inheritance and property ownership. This act recognizes the rights of widows and provides for the division of property among the heirs. The act also defines the concept of gifts and outlines the rules of inheritance.

In conclusion, the Mahabharata and Ramayana provide valuable insights into the property law of ancient India. The principles outlined in these scriptures are still applicable in modern times and have been incorporated into the Hindu Succession Act of 1956. These scriptures provide a rich source of legal knowledge and are still considered relevant today.

In conclusion, the property law depicted in the Mahabharata and Ramayana reflects the rich and complex system of property rights that existed in ancient India. The laws and customs of property ownership and transfer were well defined and emphasized the importance of property rights in society. The recognition of women’s property rights and the depiction of a joint family system demonstrate the progressive and forward-thinking nature of the property law in ancient India. The property law in Mahabharata and Ramayana played a significant role in regulating the ownership and transfer of property in ancient India. These laws were based on the principles of justice, equity, and fairness and were designed to protect the rights of property owners and to prevent disputes. Through the various stories and examples depicted in these epic poems, we can see the importance of property law in resolving disputes and maintaining peace and stability in ancient Indian society.

WHAT IS CONVEYANCING?

A legal document is a written instrument that records and formalizes an agreement, obligation, or other legally enforceable act. It is a communication tool in the legal sphere designed to express and enforce rights, responsibilities, or procedures under the law.

Conveyancing is the branch of law which dealt with modes and forms in which the expression of intention to transfer a property must be shown in a deed, so that it takes effect. Conveyancing deals with the modes and manner in which a transfer of property should take place in order that it may serve as an effective and a valid transaction.

The word ‘conveyancing’ may be said to comprise all the transactions by which legal rights are created and legal relations between persons are brought in existence. It is generally that branch of law that governs and is related to the drafting of documents. The science of drafting is conveyancing.

In law, conveyancing is the exchange of legitimate title of the real property starting with one individual then onto the next, or the giving of an encumbrance

Conveyancing also includes conducting thorough searches and investigations to uncover any potential issues or encumbrances associated with the property. This may involve examining property records, conducting local authority searches, and checking for any legal restrictions or disputes that may affect the transaction.

What is the objective?

The object of executing an instrument is to make the terms of transfer, its subjectiveness, its position contain and express the memory of what is written and to provide a permanent proof of the intention of the parties.

It is a vital process that safeguards both parties’ interests and ensures that the transfer of ownership is legally binding.

The process ensures that the buyer acquires a valid title to the property and that the transfer of ownership is legally binding. Conveyancing is a complex process that involves several steps and parties, and it is vital to work with a reputable solicitor and estate agent to ensure that the process runs smoothly.

SALE DEED

A Sale Deed is a legal document describing the transfer of right, title and ownership of property by a seller to a purchaser at a price fully paid or to be paid in instalments at a future date. The entire amount of sale transaction also known as sale consideration is paid at the time of registration of the sale deed.

MORTGAGE DEED

A mortgage deed is a legal document that gives lender an interest in a property when you take out a loan backed by the property. If a borrower does not pay back a loan in accordance with the agreement, the lender can foreclose and take possession of the property or have it auctioned. Basically, a Mortgage Deed is a paperwork you sign that allows the lender to put lien on the property until the loan is paid.

LEASE DEED

When a property is used and enjoyed by the person in possession of it in exchange for a consideration to the actual owner, the property is said to be leased or rented. When a property is given on a lease, it means that the lessee or the tenant can use the property for a definite period of time for which he/she would be required to pay a certain fixed amount of rent. When this period extends to more than a year, a lease deed must be prepared.

GIFT DEED

A gift deed, also known as a deed of gift, is a legal document that transfers ownership of property from one person to another without monetary consideration. It’s a voluntary transfer that can be of real, personal, or intellectual property, such as real estate, vehicles, jewelry, or financial instruments. A gift deed acts as proof of the transfer and ensures that it’s legally binding.

Everything You Need To Know About Rent / Lease Agreements

As home ownership may sometimes be unaffordable or inconvenient, a majority of the population in India’s major cities live in rented homes. The follow-up task is to then find a suitable rental property and create and execute a proper rent agreement to make the renting arrangement legal. As the rent agreement remains key to this entire arrangement, the same shall be made with utmost legality and the tenant must know every nitty-gritty about this crucial document.

What is a rent agreement?

A rent agreement is a crucial document that is signed between a landlord and a tenant to initiate and govern a tenancy. This document mentions every detail about tenancy and the terms and conditions of the tenancy. Both parties are governed by such agreement and have to follow the rules mentioned in the rent agreement.

Legal validity of rent agreement

To save costs, tenants and landlords sometimes reach a verbal agreement about the tenancy and avoid executing a rent agreement. Some may also document the arrangement and put terms and conditions with respect to the tenancy but decide not to register the document. This is because both parties tend to avoid to pay the registration charge if a rent agreement is created and registered. Entering into a rental agreement without registration can be said to be illegal and could prove to be a risky arrangement for both parties, especially in case of a future dispute.

It is in the favour of both the parties, to draft an agreement with specific terms and conditions and to get it registered. After drafting the rent agreement, the landlord should print it on stamp paper. Once the tenant and the landlord sign the documents in the presence of two witnesses, they should then get it registered at the sub-registrar’s office, after paying the required fee.

Details to be included in the rent agreement

Key details included in a standard rent agreement are:

  • Names and addresses of the tenant and the landlord.
  • Signatures of the tenant and the landlord.
  • Monthly rental amount and hike.
  • Security deposit.
  • Maintenance charges.
  • Period of tenancy.
  • Responsibilities/rights of the landlord.
  • Responsibilities/rights of the tenant.
  • Penalty for delay in payment.
  • Dispute Resolution.

Stamp duty & E-registration on rent agreement

One has to pay government stamp duty and e-registration fees while getting the rent agreement registered, which will vary, depending on the city where it is registered. The amount of Stamp Duty is paid by way of purchase of the stamp paper of the said value and the amount of e-registration is paid by way of purchase of E-registration fees. In Delhi, the stamp duty is payable at 2% of the average annual rent, in the case of lease / rent agreements for a term of up to five years.

Documents Required

Two passport size photographs of the Landlord and Tenant each; ID proof such as Aadhaar card, Voter’s ID card of all the parties including 2 witnesses; Copy of the computerised House Tax ID; PAN Card of all the parties including 2 witnesses, copy of latest electricity bill; Email ID and Phone Numbers of the parties; Stamp paper and registration fees receipt.

LEGAL ASSIST is a premier global legal management firm and India’s leading legal firm in the field of Property Matters, Inheritance and Succession. The vast experienced team of Legal Assist steps forward to provide a range of services to resolve property issues related to the following – Title Search, Transfer of Property, Property Documentation and Registration, drafting and registration of residential and commercial Rent Agreements, Probate of WILL, Succession Certificate, Surviving Member Certificate, Freehold Conversion, Mutation, Estate Planning. Besides these, we can help you find solutions to any dispute related to property. Feel free to reach us any time!